Your Conditional Award Letter will indicate your monthly stipend rate. Your stipend is intended to cover reasonable living costs in the UK while you are studying full time and is calculated to cover your basic expenses only. These include such expenses as accommodation, meals, personal expenses, phone bill, daily travel, and any required course resources. You should also use your stipend to cover the cost of NHS charges for prescriptions, dental treatment, and opticians. We recommend that you budget your finances effectively and choose the right accommodation that you can afford. You may wish to consider using the Student Budget Calculator which is an online tool to help you with your budgeting. Once your award is confirmed your Final Award Letter will confirm your monthly stipend rate and any other allowances you are eligible to receive.